The increased competition among lenders means the pricing of offset has moved from a premium product to being more in line with mainstream mortgages. Want to pay less on their mortgage. They do this by setting up a regular standing order from the current account to the mortgage.

About a quarter of mainstream mortgage lenders have offset deals. Our offset variable mortgage rate 6. First direct's two- year fixed offset has a rate of 4. 9.

Your home may be repossessed if you do not keep up repayments on your mortgage. The motley fool mortgage service is provided by london & country mortgages ltd. Income support mortgage. Year fixed rate offset mortgage. Offset fixed 85 until 1 december 2007 85. Apr for two years from the date the mortgage is taken out. Our standalone variable mortgage rate 6. But the mortgage allows overpayments of up to ten% of capital each year. Self certified morgage.

You can apply for a flexible mortgage by telephone or at your local alliance & leicester branch - simply book an appointment. Compare the latest mortgage rates tools. Mortgages for people with adverse credit. Offset mortgages: hit or miss?

The motley fool has the impartial information you need to find the best offset mortgage on the uk mortgage market. With our offset mortgages, your client can choose to offset their intelligent finance savings and / or current account. Our offset variable mortgage rate 6.