First active is a registered trademark of first active plc and is used under license. If you're thinking about buying your own place, here are some of the financial issues that you need to know about. What are your monthly maintenance payments?Buy to let - how much can i borrow? The view of everyone else's dustbins from your kitchen window is beginning to get to you.

Nb: this calculation assumes industry standard of three and a half times annual income will apply. How to get your mortgage right first time. Using our mortgage calculator is the easy way to get an idea of how much we may be able to lend you. An increasing number of lenders are now also ditching income multiples in favour of 'affordability criteria'. Best personal loan deals. Bradford & bingley plc is authorised and regulated by the financial services authority fsa reg. Calculate the effect of an interest rate rise on your mortgage opens new window.

Most lenders will loan up to 75% of the property's value. Flats with short leases less than 40 years. Premium credit. The idea is that every borrower has unique circumstances. The actual amount you are able to borrow will vary from provider to provider. How much can i borrow on a buy to let mortgage?

The fee is not refundable if, for example, the mortgage is redeemed early. The motley fool, fool, and the "fool" logo are registered trademarks of the motley fool, inc. How much can i borrow, and how much will it cost me?Times your combined salaries before tax. Some lenders now use more sophisticated credit rating methods, where they examine your income and your outgoings. How much will it cost? Your home may be repossessed if you do not keep up repayments on your mortgage.

Before looking for a home, it is sensible to calculate your budget checklists. Firstrungnow is the place to go. How much the mortgage lender thinks you can afford. Mortgages interest rate. You may also be interested in. What is your salary gross p. A. ?